Medicare
Medicare is a federal program that provides health insurance to those age 65 and older, disabled individuals or those with kidney failure.
Medicare is divided into various parts to provide complete coverage. Original Medicare includes Part A and Part B, which cover hospital and medical insurance, respectively. Supplemental options to cover Medicare Advantage Plans and prescription drug coverage are offered by private insurance companies.
For more information about Medicare plans, programs and money-saving options, click the “Learn More” button on any of the topics below.
medicare advantage plans
Also known as Medicare Part C, Medicare Advantage Plans are offered by private insurance companies contracted with Medicare to provide Part A, Part B and often Part D benefits.
extra help
Extra Help is a federal program offering financial assistance with prescription drug premium plans, annual deductibles and co-payments to those who qualify.
Dual Eligible
The term Dual Eligible refers to those who qualify for both
Medicare and Medicaid.
medicare savings program
Additional programs may be available at the state level to help pay Medicare premiums.
spend down explained
Also known as Excess Income or Surplus Income, this program is intended for those with a monthly income slightly over the limit to qualify for Medicaid. It is intended for, and most beneficial to, those with high medical bills.
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